Yes. IOF (Tax on Financial Operations) is mandatory.
The rate, updated by the government on July 17, 2025, varies depending on the type of transfer:
0.38% for transfers/payments from the United States to Brazil (CambioPay, CambioTransfer)
3.5% for transfers from Brazil abroad, depending on the nature of the operation (purchases, maintenance of residents, availability, investment, etc. — CambioCheckout, CambioTransfer, CambioTransfer Prime)
For other specific use cases via CambioTransfer Prime, please contact our support team.
The tax is automatically applied to transactions made via PIX, boleto, or bank transfer, and is already itemized in the total amount of your transaction. No surprises.